Here what shows up as a “negative” in my credit file.
“Your credit report shows either no recent non-mortgage loans (such as auto or student loans), or not enough recent information about your loans. Having a loan in addition to other types of credit shows that you can responsibly handle a variety of credit types.”
So, having no loans means you’re a credit RISK.
THIS, is what’s wrong with the United States Government and many, many of its inhabitants.
Now, go take on the day.
Fiduciary Financial Consultant