Insurance is the cornerstone of any financial plan.
Without insurance your financial plan isn't sound, its built on quick sand.
You have to transfer your risk of loss to professional risk management firms.
Nobody likes buying insurance including insurance agents.
Insurance companies are multi-billion dollar conglomerates.
By the way, would you do business with a poor, struggling, just-getting-by insurance company?
Your insurance agent is your Primary Financial Planner.
Anyone who tells you any different is a kool-aid drinker who can't separate Sales Talk from Financial Facts.